Sharia Financial Literacy in Improving the Efficiency and Sustainability of Small and Medium Enterprises

Authors

  • Dwi Winarni
  • Luthfi Zamakhsyari Universitas Muhammadiyah Purwokerto
  • Havidz Cahya Pratama Universitas Muhammadiyah Purwokerto

DOI:

https://doi.org/10.30595/scbd.v3i2.330

Keywords:

Sharia Financial Literacy, MSMEs, Aisyiyah

Abstract

Community service activities were carried out at the Banyumas Regional Leadership of Aisyiyah. Aisyiyah contributes to the Indonesian economy through, among other things, the Aisyiyah Entrepreneurs Association (IPAS) and the Aisyiyah Economic and Employment Council (MEK). The IPAS community is a group of Aisyiyah members who have run businesses and those who will or wish to run businesses. The businesses run can generally still be categorized as MSMEs. MSMEs in Indonesia cannot be separated from the halal industry MSMEs, considering that most MSME businesses are in sectors that fall under the halal industry category. With an awareness of the importance of the MSME sector for the Indonesian economy, strengthening MSMEs has become one of the main strategies of the Indonesian Sharia Economic and Financial Master Plan. Currently, Islamic finance is growing rapidly with many Islamic financial institutions offering financial products and services based on Islamic law. However, the fact is that Islamic finance still has a low market share in Indonesia, a country with a Muslim majority population. Therefore, the level of Islamic financial literacy among MSMEs is important for business efficiency and sustainability.

References

Aisyiyah.or.id. Sejarah ‘Aisyiyah. Diakses 1 Juni 2022. dari https://aisyiyah.or.id/profile

Amaliah, R. R., Fadhil, A., & Narulita, S. (2014). Penerapan Metode Ceramah dan Diskusi dalam Meningkatkan Hasil Belajar PAI di SMA Negeri 44 Jakarta. Studi Al-Qur’an; Membangun Tradisi Berfikir Qur’an, 10(2), 119–131. http://journal.unj.ac.id/unj/index.php/jsq/article/view/4441

Arnesti, N., & Hamid, A. (2015). Penggunaan Media Pembelajaran Online – Offline Dan Komunikasi Interpersonal Terhadap Hasil Belajar Bahasa Inggris. Jurnal Teknologi Informasi & Komunikasi Dalam Pendidikan, 2(1). https://doi.org/10.24114/jtikp.v2i1.3284

Diwanti, D. P., Andriyani, E., & Herawati, R. S. (2019). Nusantara : Jurnal Ilmu Pengetahuan Sosial Pemberdayaan Perempuan Melalui Bina Usaha Ekonomi Keluarga ‘ Aisyiyah ( Bueka ). 6(2), 194–206.

Hamzah, A., & Suhardi, D. (2019). Tingkat Literasi Keuangan dan Finansial Technology pada Pelaku Usaha. Jurnal Ilmiah Manajemen Fakultas Ekonomi, 5(Desember), 97–108.

Hermiyanty, Wandira Ayu Bertin, D. S. (2017). Analisis Tingkat Literasi Keuangan Mahasiswa. Journal of Chemical Information and Modeling, 8(9), 1–58.

Irawan, D., & Affan, M. W. (2020). Pendampingan Branding Dan Packaging Umkm Ikatan Pengusaha Aisyiyah Di Kota Malang. Jurnal Pengabdian Dan Peningkatan Mutu Masyarakat (Janayu), 1(1), 32–36. https://doi.org/10.22219/janayu.v1i1.11188

Priyo Nugroho, A., & Rahman, A. (2022). Digitalisasi dan Keberlangsungan UMKM Kuliner Halal Selama Pandemi Covid-19 Fakultas Ilmu Agama Islam, Universitas Islam Indonesia 2). Jurnal Ilmiah Ekonomi Islam, 8(02), 1654–1660. http://dx.doi.org/10.29040/jiei.v8i2.4470

Rohmayanti, S. A. A., Samsuri, A., & Fitrianto, A. R. (2021). Analisis Literasi Keuangan Syariah pada Pemberdayaan Ekonomi UMKM Binaan Bank Indonesia Kantor Wilayah Jawa Timur. Muslim Heritage, 6(2), 377–403. https://doi.org/10.21154/muslimheritage.v6i2.3131

Supriyati, I. (2020). Penerapan Metode Diskusi Dalam Pembelajaran Keterampilan Berbicara Pada Siswa Kelas VIII MTsN 4 Palu. Jurnal Bahasa Dan Sastra, 5(1), 104–115. https://scholar.google.co.id/scholar?cluster=9910012516550974052&hl=id&as_sdt=0,5

Downloads

Published

2025-10-27

Issue

Section

Articles