Financial and Debt Management of Small Medium Enterprises for Housewives in Srowot, Kalibagor, Banyumas.

Authors

  • Nawalin Nazah Universitas Muhammadiyah Purwokerto
  • Dwi Winarni Universitas Muhammadiyah Purwokerto

DOI:

https://doi.org/10.30595/scbd.v2i2.211

Keywords:

Financial Management, Debt Management, Financial Stability

Abstract

The program aims to provide an understanding of the Financial and Debt Management of Small Businesses for housewives in Srowot Village, Kalibagor, Banyumas Regency. Financial and debt management are two important aspects for maintaining the financial stability of individuals, families, or small businesses run by housewives of Srowot Village. Effective financial management includes planning, budgeting, and monitoring cash flow to achieve financial goals. On the other hand, education of debt aims to provide an understanding of not making debt a lifestyle so it will not burden the financial conditions in the future, especially for consumptive purposes. With good financial management and an understanding of debt, families can manage their financial systems and balance income and expenses.

References

Ademola, S., Adeyemi, A. Z., & Itunu, O. (2017). Financial Management Practices and Women Entrepreneurs Performance: An Empirical Investigation. International Journal of Economics and Business Management, 3(1).

Andiansyah, F., & Hasrul, S. (2024). Family Financial Management Training for Farmer Housewives in Terutung Payung Hulu Village. Journal of Community Service and Rural Development, 1(1).

Bakri, Z. M. (2011). Kewangan Islam Dalam Fiqh Syafi’i . IBFM.

Biplob, H., & Abdullah, Md. F. (2019). The Importance of Islamic Financial Literacy for Muslims: A General Review. Islam and Civilisational Renewal, 10(1), 106.

Hayyi, H. Q., & Nuriyah, A. (2024, March 16). The Influence of Islamic Financial Literacy, Income, and Lifestyle on Financial Management among Housewives. Proceedings of Femfest International Conference on Economics, Management, and Business.

Kaviyarasu, E. (2012). Usage of Credit Cards beyond Limit: A Case Study of Younger Generations in Malaysia. International Journal of Academic Research in Accounting, Finance and Management Sciences, 2(4), 330–338.

Liu, Z., Zhong, X., Zhang, T., & Li, W. (2020). Household debt and happiness: evidence from the China Household Finance Survey. Applied Economics Letters, 27.

Nadhiroh, U., & Mukhlis, I. (2023). Family Financial Management Behavior in Housewives (A Phenomenological Review). Formosa Journal of Science and Technology, 2(12).

Tubastuvi, N., Winarni, D., & Dewandaru, R. O. (2023). Tourism Village Financial Management Model: The Interpretive Structural Model (ISM) Approach. Management And Accounting Review, 22(3).

Downloads

Published

2024-10-31

Issue

Section

Articles