LOUISA, C. J. Implementation of Smart Digital Finance in Promoting Digital Financial Inclusion and Risk Management. Journal of Economics, Social, and Humanities, [S. l.], v. 4, n. 1, p. 1–10, 2026. DOI: 10.30595/jesh.v4i1.463. Disponível em: http://ejournal.ump.ac.id/index.php/JESH/article/view/463. Acesso em: 6 jul. 2026.