ARINA ALAWIYYAH. QR Code and Mobile Payment: The Disruptive Forces in Retail. Journal of Economics, Social, and Humanities, [S. l.], v. 3, n. 1, p. 71–87, 2025. DOI: 10.30595/jesh.v3i1.319. Disponível em: https://ejournal.ump.ac.id/JESH/article/view/319. Acesso em: 10 mar. 2026.